A Writ of Garnishment gets issued by the court which must then be legally served upon the Garnishee Bank. Upon service, the Garnishee has 30 days to file a Confession of Assets with the court which lists any debtor assets held. If assets exist, the Judgment Creditor must wait 30 days before filing a turnover request with the court. Shortly thereafter, a judge rules on the request and if decided in your favor, the bank turns over debtor funds to you.
Money in a judgment debtor's bank account can be applied toward a judgment. All financial institutions must comply with the requirements, prohibitions and limitations of Federal Regulation 31 C.F.R. Part 212 and Maryland Rule 3-645.
To garnish a bank account, complete Form DC-CV-060, Request for Garnishment of Property other than Wages identifying the appropriate bank as Garnishee and detailing the amount due on the judgment include principal award, court costs, fees and post-judgment interest.